Meta Funding puts your business in front of the nation's top lending partners — one application, multiple offers, funding as fast as 24 hours.
Soft pull only — checking offers never affects your credit.
A short, no-obligation form — revenue, time in business, and how much you're looking to raise. Two minutes, no paperwork.
Our underwriting desk shops your file across our lender network and lays out every offer side by side — plain terms, no fine print games.
Sign, and funds hit your business account — often the same day. Your advisor stays on the account for renewals or your next raise.
Most business owners don't have a problem with ambition — they have a problem with timing. Banks move slow, ask for collateral you don't have, and take weeks to say no.
Meta Funding was built by people who've sat on both sides of the funding table. We syndicate capital directly and work alongside a network of vetted lenders, so instead of one rigid offer, you get a menu — and an advisor who explains what each one actually costs you.
They didn't push the first offer that came in — they laid out three, told me exactly what each one would cost over the term, and let me choose. Funded in a day and a half.
An advance against future sales — no collateral, repayment flows with your revenue, funded in as little as 24 hours.
Learn moreDraw what you need, when you need it, and only pay on what you use — with easy access to more once you've paid it down.
Learn moreFixed terms from 6 months to 5 years, sized for a specific project or a longer runway — you choose the horizon.
Learn moreVehicles, machinery, POS systems — finance the asset itself and preserve the cash you'd otherwise spend upfront.
Learn moreTurn unpaid invoices into working capital today instead of waiting 30, 60, or 90 days on your customers.
Learn moreGet moving while your SBA loan is in process — bridge financing to cover the gap without stalling your plans.
Learn moreMost applicants get an initial decision within a few hours. Once you accept an offer and sign, funds are typically deposited within 24 hours, depending on the product and documentation required.
No. Reviewing offers uses a soft pull, which doesn't affect your credit score. A hard inquiry only happens if you choose to move forward with a specific lender.
Whatever your business needs — payroll, inventory, a new location, equipment, marketing, or simply a cushion through a slow month. The use of funds is yours to decide.
Owner-operators to multi-location companies, across nearly every industry — trucking, restaurants, construction, retail, healthcare, salons, and more. If you have consistent revenue, we can likely find you an offer.
Not for most of our products. Merchant cash advances and lines of credit are typically unsecured and based on your business's revenue rather than hard assets.
No obligation, no impact to your credit, and a real person on the other end of the line.
Reach out directly, or send over a few details and an advisor will call you back the same business day.