/* ============================================================
   META FUNDING — Design tokens
   Ink navy + electric blue (from mark) + amber-gold accent
   Display: Fraunces / Body: Inter / Data: IBM Plex Mono
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,300;9..144,400;9..144,500;9..144,600;9..144,700;9..144,900&family=Inter:wght@400;500;600;700;800&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

:root{
  --ink:#0A1424;
  --ink-2:#0F1E36;
  --navy-deep:#122A4D;
  --blue:#2E7BE0;
  --blue-light:#7FC4FF;
  --gold:#C99A3C;
  --gold-light:#E7C371;
  --paper:#F6F4EE;
  --paper-2:#EFEBDF;
  --ink-text:#141B26;
  --muted:#5B6472;
  --muted-light:#8890A0;
  --line:#E2DED2;
  --line-dark:#22314C;
  --white:#FFFFFF;

  --serif:'Fraunces', Georgia, serif;
  --sans:'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --mono:'IBM Plex Mono', ui-monospace, monospace;

  --radius:14px;
  --radius-sm:8px;
  --ease:cubic-bezier(.22,.9,.25,1);
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--sans);
  color:var(--ink-text);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}
button{font-family:inherit;}
.container{
  max-width:1180px;
  margin:0 auto;
  padding:0 28px;
}
.eyebrow{
  font-family:var(--mono);
  font-size:12px;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--gold);
  display:flex;
  align-items:center;
  gap:10px;
  margin-bottom:16px;
}
.eyebrow::before{
  content:'';
  width:22px;height:1px;
  background:var(--gold);
  display:inline-block;
}
h1,h2,h3,h4{
  font-family:var(--serif);
  font-weight:600;
  line-height:1.08;
  margin:0;
  color:var(--ink);
}
p{line-height:1.65;color:var(--muted);margin:0;}

/* -------------------- Buttons -------------------- */
.btn{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-family:var(--mono);
  font-size:13px;
  letter-spacing:.06em;
  text-transform:uppercase;
  font-weight:500;
  padding:15px 26px;
  border-radius:999px;
  border:1px solid transparent;
  cursor:pointer;
  transition:transform .35s var(--ease), background .3s, color .3s, border-color .3s;
  white-space:nowrap;
}
.btn:hover{transform:translateY(-2px);}
.btn-gold{
  background:linear-gradient(135deg, var(--gold-light), var(--gold));
  color:var(--ink);
}
.btn-gold:hover{box-shadow:0 12px 28px -8px rgba(201,154,60,.55);}
.btn-outline{
  border-color:rgba(255,255,255,.28);
  color:var(--white);
  background:transparent;
}
.btn-outline:hover{border-color:var(--gold);color:var(--gold-light);}
.btn-outline-dark{
  border-color:var(--line);
  color:var(--ink);
}
.btn-outline-dark:hover{border-color:var(--ink);}
.btn-arrow{transition:transform .35s var(--ease);}
.btn:hover .btn-arrow{transform:translateX(4px);}

/* -------------------- Header -------------------- */
.site-header{
  position:fixed;
  top:0;left:0;right:0;
  z-index:100;
  background:rgba(10,20,36,.72);
  backdrop-filter:blur(14px) saturate(140%);
  border-bottom:1px solid rgba(255,255,255,.08);
  transition:background .3s;
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 28px;
  max-width:1180px;
  margin:0 auto;
}
.brand{
  display:flex;
  align-items:center;
  gap:11px;
}
.brand img{height:34px;width:auto;}
.brand-word{
  font-family:var(--serif);
  font-size:19px;
  font-weight:600;
  color:var(--white);
  letter-spacing:.01em;
}
.brand-word span{color:var(--blue-light);}
.main-nav{
  display:flex;
  align-items:center;
  gap:34px;
}
.main-nav a{
  font-size:13.5px;
  font-weight:500;
  color:rgba(255,255,255,.78);
  transition:color .25s;
  position:relative;
}
.main-nav a:hover{color:var(--white);}
.header-cta{display:flex;align-items:center;gap:18px;}
.header-phone{
  display:flex;
  align-items:center;
  gap:8px;
  font-family:var(--mono);
  font-size:13.5px;
  color:var(--white);
}
.header-phone svg{width:15px;height:15px;stroke:var(--gold);}
.nav-toggle{
  display:none;
  flex-direction:column;
  gap:5px;
  background:none;
  border:none;
  cursor:pointer;
  padding:6px;
}
.nav-toggle span{width:22px;height:2px;background:#fff;border-radius:2px;}

/* -------------------- Hero -------------------- */
.hero{
  position:relative;
  background:radial-gradient(ellipse 90% 60% at 15% -10%, #17335c 0%, transparent 55%), linear-gradient(180deg,var(--ink) 0%, var(--ink-2) 100%);
  padding:168px 0 120px;
  overflow:hidden;
}
.hero-grid-lines{
  position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.035) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.035) 1px, transparent 1px);
  background-size:64px 64px;
  mask-image:radial-gradient(ellipse 70% 70% at 30% 30%, black, transparent 75%);
  pointer-events:none;
}
.hero-inner{
  position:relative;
  display:grid;
  grid-template-columns:1.05fr .95fr;
  gap:56px;
  align-items:center;
}
.hero-headline{
  font-size:clamp(38px, 5vw, 64px);
  color:var(--white);
}
.hero-headline .strike{
  position:relative;
  color:rgba(255,255,255,.36);
}
.hero-headline .strike::after{
  content:'';
  position:absolute;
  left:-2%;right:-2%;top:52%;
  height:2px;
  background:var(--gold);
  transform:rotate(-1.2deg);
}
.hero-headline em{
  font-style:italic;
  color:var(--blue-light);
}
.hero-sub{
  margin-top:22px;
  font-size:17px;
  max-width:480px;
  color:rgba(255,255,255,.62);
}
.hero-ctas{
  margin-top:36px;
  display:flex;
  gap:16px;
  flex-wrap:wrap;
}
.hero-trust{
  margin-top:52px;
  display:flex;
  gap:34px;
  flex-wrap:wrap;
}
.hero-trust div{border-left:1px solid rgba(255,255,255,.16);padding-left:14px;}
.hero-trust .num{
  font-family:var(--mono);
  font-size:22px;
  color:var(--white);
  display:block;
}
.hero-trust .lbl{
  font-size:11.5px;
  color:rgba(255,255,255,.5);
  text-transform:uppercase;
  letter-spacing:.08em;
}

/* Slider card */
.amount-card{
  position:relative;
  background:linear-gradient(165deg, rgba(255,255,255,.07), rgba(255,255,255,.02));
  border:1px solid rgba(255,255,255,.12);
  border-radius:20px;
  padding:34px 32px 30px;
  backdrop-filter:blur(6px);
}
.amount-card .eyebrow{color:var(--blue-light);}
.amount-card .eyebrow::before{background:var(--blue-light);}
.amount-value{
  font-family:var(--mono);
  font-size:46px;
  color:var(--white);
  margin:6px 0 22px;
  display:flex;
  align-items:baseline;
  gap:2px;
}
.amount-value .cents{font-size:20px;color:var(--blue-light);}
input[type=range]{
  -webkit-appearance:none;
  width:100%;
  height:4px;
  border-radius:4px;
  background:rgba(255,255,255,.18);
  outline:none;
  margin:8px 0 10px;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;
  width:20px;height:20px;
  border-radius:50%;
  background:var(--gold);
  border:3px solid var(--ink);
  box-shadow:0 0 0 2px var(--gold);
  cursor:pointer;
}
input[type=range]::-moz-range-thumb{
  width:20px;height:20px;
  border-radius:50%;
  background:var(--gold);
  border:3px solid var(--ink);
  cursor:pointer;
}
.amount-scale{
  display:flex;justify-content:space-between;
  font-family:var(--mono);
  font-size:11px;
  color:rgba(255,255,255,.4);
  margin-bottom:26px;
}
.amount-card .btn{width:100%;justify-content:center;}
.amount-note{
  margin-top:14px;
  font-size:12px;
  color:rgba(255,255,255,.4);
  text-align:center;
}
.ascent-mark{
  position:absolute;
  right:-40px;top:-40px;
  width:150px;opacity:.5;
  filter:drop-shadow(0 0 30px rgba(46,123,224,.25));
}

/* -------------------- Sections -------------------- */
section{padding:104px 0;}
.section-head{
  max-width:640px;
  margin-bottom:56px;
}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.section-head h2{font-size:clamp(30px,3.6vw, 44px);}
.section-head p{margin-top:16px;font-size:16.5px;}

/* Steps */
.steps-band{background:var(--paper);}
.steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:0;
  border-top:1px solid var(--line);
}
.step{
  padding:38px 30px 0;
  border-right:1px solid var(--line);
  position:relative;
}
.step:last-child{border-right:none;}
.step-num{
  font-family:var(--mono);
  font-size:13px;
  color:var(--gold);
  display:block;
  margin-bottom:18px;
}
.step h3{font-size:22px;margin-bottom:10px;}
.step p{font-size:14.5px;}
.step-connector{
  position:absolute;
  top:38px;right:-13px;
  width:26px;height:26px;
  background:var(--paper);
  border:1px solid var(--line);
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  z-index:2;
}
.step-connector svg{width:12px;height:12px;stroke:var(--muted);}

/* About */
.about{
  background:var(--white);
  display:grid;
  grid-template-columns:.85fr 1.15fr;
  gap:70px;
  align-items:center;
}
.about-visual{
  position:relative;
  aspect-ratio:4/5;
  border-radius:18px;
  background:linear-gradient(155deg,var(--navy-deep),var(--ink));
  display:flex;align-items:center;justify-content:center;
  overflow:hidden;
}
.about-visual img{width:56%;filter:drop-shadow(0 20px 40px rgba(0,0,0,.4));}
.about-visual::before{
  content:'';
  position:absolute;inset:0;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size:34px 34px;
}
.about-stat{
  position:absolute;
  bottom:22px;left:22px;right:22px;
  background:rgba(10,20,36,.72);
  border:1px solid rgba(255,255,255,.14);
  backdrop-filter:blur(8px);
  border-radius:12px;
  padding:16px 18px;
}
.about-stat .num{font-family:var(--mono);color:var(--gold-light);font-size:24px;}
.about-stat .lbl{color:rgba(255,255,255,.6);font-size:12px;text-transform:uppercase;letter-spacing:.06em;}
.about-copy p{margin-bottom:16px;font-size:16px;}
.about-copy p:last-of-type{margin-bottom:0;}
.about-list{
  margin-top:30px;
  display:grid;
  gap:14px;
}
.about-list li{
  display:flex;gap:12px;
  align-items:flex-start;
  font-size:14.5px;
  color:var(--ink-text);
  font-weight:500;
}
.about-list svg{width:18px;height:18px;flex:none;stroke:var(--blue);margin-top:2px;}

/* Testimonial */
.testimonial{
  background:linear-gradient(180deg,var(--paper-2), var(--paper));
}
.testimonial-card{
  max-width:760px;margin:0 auto;
  text-align:center;
}
.quote-mark{
  font-family:var(--serif);
  font-size:64px;
  color:var(--gold);
  line-height:1;
  margin-bottom:8px;
}
.testimonial-card blockquote{
  font-family:var(--serif);
  font-size:clamp(22px,2.6vw,30px);
  color:var(--ink);
  font-weight:500;
  line-height:1.4;
  margin:0 0 26px;
}
.testimonial-attrib{
  font-family:var(--mono);
  font-size:13px;
  color:var(--muted);
}
.testimonial-attrib strong{color:var(--ink-text);}

/* Services */
.services{background:var(--ink);}
.services .section-head h2, .services .eyebrow{color:var(--white);}
.services .section-head p{color:rgba(255,255,255,.55);}
.services-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:1px;
  background:rgba(255,255,255,.09);
  border:1px solid rgba(255,255,255,.09);
  border-radius:16px;
  overflow:hidden;
}
.service-card{
  background:var(--ink-2);
  padding:36px 30px;
  transition:background .35s;
}
.service-card:hover{background:#152847;}
.service-num{
  font-family:var(--mono);
  color:var(--gold);
  font-size:12.5px;
}
.service-card h3{
  color:var(--white);
  font-size:21px;
  margin:16px 0 10px;
}
.service-card p{font-size:14px;color:rgba(255,255,255,.5);margin-bottom:18px;}
.service-link{
  display:inline-flex;align-items:center;gap:6px;
  font-family:var(--mono);font-size:12px;
  color:var(--blue-light);
  text-transform:uppercase;letter-spacing:.05em;
}
.service-link svg{width:13px;height:13px;transition:transform .3s;}
.service-card:hover .service-link svg{transform:translateX(3px);}

/* Use cases / tabs */
.usecases{background:var(--white);}
.tabs-nav{
  display:flex;
  gap:8px;
  margin-bottom:40px;
  flex-wrap:wrap;
}
.tab-btn{
  padding:12px 22px;
  border-radius:999px;
  border:1px solid var(--line);
  background:transparent;
  font-family:var(--mono);
  font-size:12.5px;
  letter-spacing:.03em;
  text-transform:uppercase;
  color:var(--muted);
  cursor:pointer;
  transition:all .3s;
}
.tab-btn.active{background:var(--ink);border-color:var(--ink);color:var(--white);}
.tab-panel{display:none;grid-template-columns:1fr 1fr;gap:50px;align-items:center;}
.tab-panel.active{display:grid;}
.tab-panel h3{font-size:28px;margin-bottom:14px;}
.tab-panel ul{display:grid;gap:12px;}
.tab-panel li{
  display:flex;gap:12px;font-size:15px;color:var(--ink-text);
  padding-bottom:12px;border-bottom:1px solid var(--line);
}
.tab-panel li::before{
  content:'';
  width:6px;height:6px;border-radius:50%;
  background:var(--gold);
  margin-top:8px;flex:none;
}
.tab-visual{
  aspect-ratio:1/1;
  border-radius:16px;
  background:linear-gradient(155deg, var(--paper-2), var(--paper));
  border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;
  position:relative;
  overflow:hidden;
}
.tab-visual .big-num{
  font-family:var(--mono);
  font-size:110px;
  color:var(--line);
  font-weight:600;
}

/* FAQ */
.faq{background:var(--paper);}
.faq-list{max-width:800px;margin:0 auto;}
.faq-item{
  border-bottom:1px solid var(--line);
}
.faq-q{
  width:100%;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:26px 0;
  background:none;border:none;
  text-align:left;
  cursor:pointer;
  font-family:var(--serif);
  font-size:19px;
  color:var(--ink);
}
.faq-q .plus{
  flex:none;
  width:26px;height:26px;
  border-radius:50%;
  border:1px solid var(--line);
  position:relative;
  transition:transform .35s var(--ease), border-color .3s;
}
.faq-q .plus::before,.faq-q .plus::after{
  content:'';
  position:absolute;
  background:var(--ink);
  top:50%;left:50%;
  transform:translate(-50%,-50%);
}
.faq-q .plus::before{width:10px;height:1.4px;}
.faq-q .plus::after{width:1.4px;height:10px;}
.faq-item.open .plus{transform:rotate(135deg);border-color:var(--gold);}
.faq-a{
  max-height:0;
  overflow:hidden;
  transition:max-height .4s var(--ease);
}
.faq-a p{padding-bottom:24px;font-size:15px;max-width:680px;}

/* CTA band */
.cta-band{
  background:linear-gradient(120deg, var(--navy-deep), var(--ink) 70%);
  position:relative;
  overflow:hidden;
  padding:90px 0;
}
.cta-band::before{
  content:'';
  position:absolute;
  width:520px;height:520px;
  border-radius:50%;
  background:radial-gradient(circle, rgba(46,123,224,.25), transparent 70%);
  right:-160px;top:-200px;
}
.cta-inner{
  position:relative;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:40px;
  flex-wrap:wrap;
}
.cta-inner h2{color:var(--white);font-size:clamp(28px,3.4vw,40px);max-width:520px;}
.cta-inner p{color:rgba(255,255,255,.55);margin-top:12px;max-width:460px;}

/* Contact */
.contact{background:var(--white);}
.contact-grid{
  display:grid;
  grid-template-columns:.9fr 1.1fr;
  gap:60px;
}
.contact-info h2{font-size:clamp(28px,3vw,36px);margin-bottom:18px;}
.contact-info > p{margin-bottom:34px;font-size:16px;}
.contact-item{
  display:flex;
  gap:16px;
  padding:20px 0;
  border-top:1px solid var(--line);
}
.contact-item:last-child{border-bottom:1px solid var(--line);}
.contact-item .ico{
  width:40px;height:40px;flex:none;
  border-radius:10px;
  background:var(--paper-2);
  display:flex;align-items:center;justify-content:center;
}
.contact-item .ico svg{width:18px;height:18px;stroke:var(--navy-deep);}
.contact-item h4{font-size:13px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-family:var(--sans);font-weight:600;margin-bottom:4px;}
.contact-item a, .contact-item span{font-size:16px;color:var(--ink-text);font-weight:500;}
.map-wrap{
  border-radius:16px;
  overflow:hidden;
  border:1px solid var(--line);
  min-height:420px;
}
.map-wrap iframe{width:100%;height:100%;min-height:420px;border:0;filter:grayscale(.15);}

/* Footer */
.site-footer{
  background:var(--ink);
  padding:64px 0 26px;
}
.footer-top{
  display:grid;
  grid-template-columns:1.4fr 1fr 1fr 1fr;
  gap:40px;
  padding-bottom:48px;
  border-bottom:1px solid rgba(255,255,255,.09);
}
.footer-brand .brand-word{color:var(--white);}
.footer-brand p{margin-top:16px;font-size:14px;color:rgba(255,255,255,.5);max-width:280px;}
.footer-col h5{
  font-family:var(--mono);
  font-size:11.5px;
  text-transform:uppercase;
  letter-spacing:.08em;
  color:rgba(255,255,255,.4);
  margin-bottom:18px;
}
.footer-col ul{display:grid;gap:12px;}
.footer-col a{font-size:14.5px;color:rgba(255,255,255,.68);transition:color .25s;}
.footer-col a:hover{color:var(--gold-light);}
.footer-bottom{
  display:flex;
  justify-content:space-between;
  align-items:center;
  flex-wrap:wrap;
  gap:14px;
  padding-top:26px;
}
.footer-bottom p{font-size:12.5px;color:rgba(255,255,255,.4);}
.footer-disclaimer{font-size:12px;color:rgba(255,255,255,.32);max-width:900px;margin-top:18px;line-height:1.6;}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .8s var(--ease), transform .8s var(--ease);}
.reveal.in{opacity:1;transform:none;}

/* Marquee */
.marquee-band{
  background:var(--paper-2);
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
  padding:22px 0;
  overflow:hidden;
  white-space:nowrap;
}
.marquee-track{
  display:inline-flex;
  gap:52px;
  animation:scroll-left 32s linear infinite;
}
.marquee-track span{
  font-family:var(--mono);
  font-size:13px;
  letter-spacing:.05em;
  text-transform:uppercase;
  color:var(--muted);
  display:inline-flex;
  align-items:center;
  gap:10px;
}
.marquee-track span::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--gold);}
@keyframes scroll-left{
  from{transform:translateX(0);}
  to{transform:translateX(-50%);}
}

/* Simple page hero (privacy policy) */
.page-hero{
  background:linear-gradient(180deg,var(--ink),var(--ink-2));
  padding:168px 0 70px;
}
.page-hero h1{color:var(--white);font-size:clamp(34px,4.4vw,52px);}
.page-hero p{color:rgba(255,255,255,.55);margin-top:14px;max-width:560px;}
.legal{background:var(--white);padding:80px 0 100px;}
.legal-body{max-width:760px;margin:0 auto;}
.legal-body h2{font-size:22px;margin:44px 0 14px;}
.legal-body h2:first-child{margin-top:0;}
.legal-body p{margin-bottom:14px;font-size:15.5px;}
.legal-body ul{margin:14px 0 14px 0;display:grid;gap:10px;}
.legal-body li{
  font-size:15px;color:var(--muted);
  padding-left:20px;position:relative;
}
.legal-body li::before{
  content:'';
  position:absolute;left:0;top:9px;
  width:6px;height:6px;border-radius:50%;
  background:var(--gold);
}
.legal-updated{
  font-family:var(--mono);
  font-size:12.5px;
  color:var(--muted);
  margin-bottom:8px;
  display:block;
}
.legal-toc{
  background:var(--paper-2);
  border:1px solid var(--line);
  border-radius:14px;
  padding:24px 26px;
  margin-bottom:44px;
}
.legal-toc h5{
  font-family:var(--mono);
  font-size:11.5px;
  text-transform:uppercase;
  letter-spacing:.08em;
  color:var(--muted);
  margin-bottom:14px;
}
.legal-toc ol{
  margin:0;padding:0 0 0 18px;
  display:grid;gap:8px;
}
.legal-toc a{font-size:14px;color:var(--navy-deep);font-weight:500;}
.legal-toc a:hover{color:var(--gold);}

/* -------------------- Application Form -------------------- */
.app-section{background:var(--paper);}
.app-wrap{max-width:880px;margin:0 auto;}
.app-banner{
  background:var(--ink);
  border-radius:16px;
  padding:22px 28px;
  display:flex;
  gap:28px;
  flex-wrap:wrap;
  margin-bottom:44px;
}
.app-banner span{
  font-family:var(--mono);
  font-size:12.5px;
  letter-spacing:.04em;
  color:rgba(255,255,255,.85);
  display:flex;
  align-items:center;
  gap:8px;
}
.app-banner span::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--gold);}
.form-card{
  background:var(--white);
  border:1px solid var(--line);
  border-radius:16px;
  overflow:hidden;
  margin-bottom:32px;
}
.form-card-head{
  background:var(--navy-deep);
  color:var(--white);
  padding:16px 26px;
  font-family:var(--serif);
  font-size:17px;
  font-weight:600;
}
.form-card-body{padding:30px 26px;}
.field-grid{
  display:grid;
  grid-template-columns:repeat(4,1fr);
  gap:20px 18px;
}
.field{display:flex;flex-direction:column;gap:7px;}
.field.span-2{grid-column:span 2;}
.field.span-4{grid-column:span 4;}
.field label{
  font-size:12.5px;
  font-weight:600;
  color:var(--ink-text);
}
.field label .opt{font-weight:400;color:var(--muted-light);}
.field input[type=text],
.field input[type=email],
.field input[type=tel],
.field input[type=number],
.field input[type=date],
.field select,
.field textarea{
  border:1px solid var(--line);
  border-radius:8px;
  padding:11px 13px;
  font-family:var(--sans);
  font-size:14.5px;
  color:var(--ink-text);
  background:var(--paper);
  transition:border-color .25s, background .25s;
  width:100%;
}
.field input:focus,
.field select:focus,
.field textarea:focus{
  outline:none;
  border-color:var(--blue);
  background:var(--white);
}
.field textarea{resize:vertical;min-height:70px;}
.checkbox-group{
  display:flex;
  flex-wrap:wrap;
  gap:12px 22px;
}
.checkbox-item{
  display:flex;
  align-items:center;
  gap:8px;
  font-size:14px;
  color:var(--ink-text);
  cursor:pointer;
}
.checkbox-item input{
  width:17px;height:17px;
  accent-color:var(--navy-deep);
  cursor:pointer;
}
.dropzone{
  border:2px dashed var(--line);
  border-radius:12px;
  padding:36px 20px;
  text-align:center;
  cursor:pointer;
  transition:border-color .3s, background .3s;
  background:var(--paper);
}
.dropzone:hover, .dropzone.dragover{border-color:var(--blue);background:#EEF4FE;}
.dropzone svg{width:30px;height:30px;stroke:var(--muted);margin-bottom:10px;}
.dropzone p{font-size:14px;color:var(--muted);}
.dropzone .dz-sub{font-size:12px;color:var(--muted-light);margin-top:4px;}
.file-list{margin-top:14px;display:grid;gap:8px;}
.file-list .file-row{
  display:flex;align-items:center;justify-content:space-between;
  background:var(--paper);border:1px solid var(--line);
  border-radius:8px;padding:9px 13px;font-size:13px;color:var(--ink-text);
}
.file-list .file-row button{
  background:none;border:none;color:var(--muted);cursor:pointer;font-size:16px;line-height:1;
}
.doc-note{font-size:12.5px;color:var(--muted-light);font-style:italic;margin-top:12px;}
.terms-box{
  background:var(--paper);
  border:1px solid var(--line);
  border-radius:12px;
  padding:20px 22px;
  max-height:260px;
  overflow-y:auto;
  font-size:12.5px;
  line-height:1.7;
  color:var(--muted);
  margin-bottom:20px;
}
.terms-box h4{font-family:var(--sans);font-size:13px;color:var(--ink-text);margin-bottom:8px;}
.consent-check{
  display:flex;
  gap:12px;
  align-items:flex-start;
  font-size:13.5px;
  color:var(--ink-text);
  font-weight:500;
}
.consent-check input{width:18px;height:18px;flex:none;margin-top:2px;accent-color:var(--navy-deep);cursor:pointer;}
.sig-grid{display:grid;grid-template-columns:2fr 1fr;gap:18px;}
.sig-field input{
  font-family:'Fraunces', serif;
  font-style:italic;
  font-size:20px;
}
.submit-row{
  display:flex;
  align-items:center;
  justify-content:space-between;
  flex-wrap:wrap;
  gap:16px;
  margin-top:8px;
}
.submit-row .btn{padding:16px 34px;font-size:13.5px;}
.form-note{font-size:12.5px;color:var(--muted-light);max-width:320px;}
.field-error{border-color:#D14343 !important;}
.success-card{
  display:none;
  text-align:center;
  padding:70px 30px;
  background:var(--white);
  border:1px solid var(--line);
  border-radius:16px;
}
.success-card.show{display:block;}
.success-check{
  width:56px;height:56px;
  border-radius:50%;
  background:var(--navy-deep);
  display:flex;align-items:center;justify-content:center;
  margin:0 auto 22px;
}
.success-check svg{width:24px;height:24px;stroke:var(--gold-light);}
.success-card h3{font-size:26px;margin-bottom:10px;}
.success-card p{max-width:420px;margin:0 auto;}

/* -------------------- Responsive -------------------- */
@media (max-width:980px){
  .hero-inner{grid-template-columns:1fr;}
  .about{grid-template-columns:1fr;}
  .about-visual{max-width:360px;margin:0 auto;}
  .contact-grid{grid-template-columns:1fr;}
  .footer-top{grid-template-columns:1fr 1fr;}
  .steps{grid-template-columns:1fr;}
  .step{border-right:none;border-bottom:1px solid var(--line);padding-bottom:34px;margin-bottom:8px;}
  .step-connector{display:none;}
  .services-grid{grid-template-columns:1fr 1fr;}
  .tab-panel{grid-template-columns:1fr;}
}
@media (max-width:760px){
  .main-nav{display:none;}
  .nav-toggle{display:flex;}
  .header-phone span{display:none;}
  .services-grid{grid-template-columns:1fr;}
  section{padding:72px 0;}
  .footer-top{grid-template-columns:1fr;}
  .cta-inner{flex-direction:column;align-items:flex-start;}
}
@media (max-width:700px){
  .field-grid{grid-template-columns:1fr 1fr;}
  .field.span-2{grid-column:span 2;}
  .field.span-4{grid-column:span 2;}
  .sig-grid{grid-template-columns:1fr;}
  .submit-row{flex-direction:column;align-items:stretch;}
  .submit-row .btn{justify-content:center;}
}
@media (max-width:480px){
  .field-grid{grid-template-columns:1fr;}
  .field.span-2, .field.span-4{grid-column:span 1;}
}